For Our Clients


DUFF LAW FIRM, P.L.C.
THOMAS J. DUFF

Duff Law Firm, P.L.C.
The Griffin Building
319 Seventh Street, Suite 600
Des Moines, Iowa 50309-3826
Telephone: (888) 251-2722
Fax: (515) 282-0477

 
The personal injury, car accidents, employment law, wrongful death, construction accidents, catastrophic injuries and product liability claims and settlement attorneys  at the Duff Law Firm P. L. C. are dedicated  to serve their clients in central Iowa,  including the cities of Sioux City,  Council Bluffs, Des Moines, Fort  Dodge, Ames, Cedar Rapids, Iowa  City, Davenport, Dubuque, Waterloo  and Burlington , and the communities  that make up Woodbury,  Pottawattamie, Polk, Webster, Story,  Linn, Johnson, Scott, Dubuque, Black  Hawk, and Des Moines counties.
 
 
 

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Auto / Car Accidents
Auto / Car Accidents Frequently Asked Questions

I. General Information about Motor Vehicle      Accidents
II. What to do if you are in an accident
A. Immediately after the accident
B. When the police get to the accident
C. Soon after the accident
D. Later
III. Theories of Liability
A. Negligence
B. Recklessness
C. Third Parties
1. Drunk Drivers
2. Product Manufacturers
3. Automotive Technicians
4. Government Entities
D. General Conclusion
IV. Injuries and Compensation
A. Damages
B. Damages for Family Members
C. Insurance
D. Amount of Compensation
E. Injuries and Compensation Conclusion
 
V. Insurance Claims Tips
VI. Uninsured or Underinsured Drivers
A. Uninsured Drivers
B. Underinsured Drivers
C. Collecting Damages
D. Uninsured or Underinsured Drivers      Conclusion
VII. No-Fault Insurance
A. A No-Fault Insurance System
B. Choice No-Fault
C. A No-Fault Insurance Policy
D. No-Fault Insurance Conclusion
VIII. Auto / Car Accidents - Frequently      Asked Questions
 

Soon after the accident:

Go to a doctor as soon as possible. You may not realize the full extent of your injuries right away. If you don't see a doctor, your treatment may be delayed and minor injuries could become serious. Even a minor ache can be an indication of a serious problem. If there is any chance that you may have been injured in the accident, see a doctor as soon as possible. An insurance company could argue that not going to see a doctor right away meant that your injury didn't result from the accident, but from some other event. The longer you wait to see a doctor, the harder it will be to connect your injuries to the accident, and the lower your chances for compensation for your injuries. Be sure to tell your doctor about any memory loss, confusion, disorientation, headaches, dizziness, blood or fluid in your ear, ringing in your ear or nausea.

Take pictures of your injuries and the damage to your vehicle. Collect all of your motor vehicle insurance policies for your lawyer to look at. Inform your insurance company of the accident. Talk to a lawyer before filling out any insurance forms, giving recorded statements to any insurance company, or meeting with any representative of any insurance company. It is very important to get legal advice before giving a statement to the other driver's insurance company. Consult an experienced personal injury lawyer before signing any checks or documents from any insurance company.

Later:

Within a few days after the accident, write down all important information about the accident. Include information such as license numbers, the make, model and year of all vehicles involved. Also include details about the accident, such as the date, time, location, road conditions, traffic signals, and weather conditions. You will be surprised how quickly you may forget these details. If you haven't spoken with a lawyer yet, contact a personal injury lawyer with the dedication, experience, and ability to help you maximize the amount of your compensation as well as to minimize the amount of frustration, delay, and confusion involved in your claim.

Document all of your injuries and losses. Include medical expenses, transportation costs related to your injuries, expected future medical treatment, lost earnings, future loss of wages, the effect your injury has on your life, and the effect that your injury has on your family. Your lawyer will be able to help you identify all losses that may be connected to your accident.

Theories of Liability

Negligence

Deciding whether a driver was negligent in a motor vehicle accident can be difficult. Sometimes you may feel that another driver, a cyclist, or a pedestrian didn't use a reasonable amount of care, but you may not know exactly which rule or rules he or she broke. An experienced personal injury lawyer will be able to help you determine if another person was negligent. The attorney will consider many sources, including state traffic laws, police reports and the statements of witnesses to the accident.

Courts consider many variables in making a determination that a driver or another person was negligent. These variables may include:

Failing to follow traffic signs and signals
Disobeying traffic laws
Driving on the wrong side of the road
Neglecting to signal a turn
Driving faster or slower than the posted speed limit
Ignoring traffic or weather conditions
Driving while under the influence of alcohol or other drugs

Recklessness

A driver may also be held responsible for an accident if he or she acted recklessly. Reckless driving is driving unsafely, with "willful and wanton disregard" for the possibility that such action will cause an accident. Reckless drivers intentionally disregard the possible consequences of their actions while driving. For example, a driver may be found reckless if he or she threatens or harasses another person while driving out of "road rage" and causes an accident. Road rage is defined as "an assault with a motor vehicle or other dangerous weapon by the operator or passenger(s) of another motor vehicle or an assault precipitated by an incident that occurred on a roadway." Criminal charges may also result.

Between 1990 and 1997, almost 13,000 people were injured or killed in car accidents that were caused by aggressive driving, according to studies by the National Highway Traffic Safety Administration (NHTSA) and the American Automobile Association. Another NHTSA study shows that dangerous driving by others, including speeding, is considered a threat by 60 percent of drivers. Approximately 30 percent of these drivers felt that their personal safety, or the safety of their families, was threatened in the past month. Sixty-seven percent of these drivers felt that their safety was threatened during the past year.

Aggressive drivers are those who speed, tailgate, move quickly from lane to lane, flash their headlights excessively and use other dangerous driving techniques. Police officers and traffic safety officers are increasing efforts to catch and punish these aggressive drivers. Aggressive driving is defined by the NHTSA as "a progression of unlawful driving actions," such as:

Speeding, which can be either going faster than the posted speed limit or driving too fast for current    conditions
Improper passing by either failing to signal, using an emergency lane to pass, or passing on the    shoulder of the road
Improper or excessive lane changing
Failing to signal a turn
Failure to yield to oncoming traffic

The NHTSA offers the following tips on how to avoid an accident with aggressive drivers:

Get out of their way; do everything in your power to get out of the way of an aggressive driver
Don't let your pride get the better of you; don't challenge the aggressive driver by speeding up or trying      t o hold your place in your travel lane
Avoid eye contact; sometimes looking at an aggressive driver can make them even angrier
Avoid gestures; ignore any rude gestures made towards you and don't make any gestures yourself
Report seriously aggressive drivers to the police. Remember to pull over to the side of the road, however, if you use a cell phone.

DISCLAIMER: The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you should consult an attorney for individual advice regarding your own situation.

Copyright © MMVII JAKOBIE

If you would like to schedule a free initial consultation contact an Iowa auto / car accident attorney, representing clients in Sioux City, Iowa  at the Duff Law Firm. Give us a call at (888) 251-0477.

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Des Moines, Iowa Attorney practicing in Iowa in personal injury, car accidents, employment law, wrongful death, construction accidents, catastrophic injuries and product liability. Lawyers at the Duff Law Firm P. L. C. are dedicated to serve their clients in Iowa, including the cities of Sioux City, Council Bluffs, Des Moines, Fort Dodge, Ames, Cedar Rapids, Iowa City, Davenport, Dubuque, Waterloo, Adel, Marshalltown, Pella, Decorah, Knoxville, Eldora, Johnston, Ankeny, and Burlington , and the communities that make up Woodbury, Pottawattamie, Polk, Webster, Story, Linn, Johnson, Scott, Dubuque, Black Hawk, Dallas, Marshall, Marion, Winneshiek, Madison, Hardin and Des Moines counties.
 
© MMVII Duff Law Firm, P.L.C. Email: info@tdufflaw.com Address: 319 Seventh Street, Suite 600
Des Moines, Iowa 50309-3826 Phone: (888) 251-2722 Fax: (515) 282-0477 The information you obtain at our firm web site is not, nor is it intended to be, legal advice. It is recommended that you should consult an attorney for individual advice regarding your own situation. Home I Attorney Profile I Case Summaries l Practice Areas: Auto / Car Accidents - Personal Injury - Employment - Wrongful Death - Construction Accidents - Catastrophic Injuries - Product Liability l Resources I Contact I Iowa Attorney Blog l Information For Clients l Car Auto Accident Attorney Sioux City Iowa Fatal Crash Lawyer Woodbury County
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